MoonPay rolled out PayBox, a new payment vault that integrates directly with ChatGPT and Claude, allowing users to conduct transactions without switching apps.
Users set up PayBox as a connector inside their AI chatbots, link wallets or cards, and verify their identity. The platform covers a wide range of actions: crypto trades, DeFi moves, travel bookings, dining reservations, and online shopping.
All transactions begin with a simple instruction sent through the assistant, which then prepares payment details or blockchain operations. Users can confirm each action through passkeys or allow transactions under pre-set autonomous limits.
PayBox safeguards wallet keys by splitting access credentials with multi-party computation and secure enclaves, preventing any single system from having full control. Visa’s agent commerce protocol keeps card details private during purchases.
Passkey approvals are transaction-specific and expire immediately after use, limiting risks from stolen credentials or hacked devices. The system offers two permission modes: ‘Always Ask’ requires approval for every payment, while ‘Autonomous’ lets transactions run within user-defined spending caps.
This launch covers Solana and major EVM blockchains, with plans to expand further. The smooth connection between AI conversational tools and payments hints at broader integrations ahead.
This material is for informational purposes and should not be considered financial advice.
