XRP spot ETFs have quietly crossed $1.5 billion in cumulative net inflows as of July 29, 2026, highlighting strong institutional interest despite choppy price performance. Most of these inflows come from just one fund, Franklin Templeton’s XRPZ, which has become the dominant player in this space.

On the latest trading day, every dollar flowing into XRP ETFs went exclusively to XRPZ. The fund now manages $254.35 million in assets and has absorbed about 542,900 XRP tokens. Other issuers saw no movement, underscoring how concentrated demand is.

Institutional Appetite Remains Steady

Retail activity around XRP has cooled off, but steady institutional buying has kept inflows consistent. This sustained accumulation happened during periods of price volatility where retail traders largely stepped back. Franklin Templeton’s XRPZ clearly stands out as the preferred vehicle for institutions seeking exposure to XRP.

Such focused inflows suggest that investors trust Franklin Templeton’s offering over competitors, shaping the broader XRP ETF landscape. This mirrors trends in other crypto funds where a handful of top providers capture the majority of new capital.

This is informational content and not financial advice.