Arival Bank rolled out a new stablecoin payment and treasury platform designed to simplify cross-border business payments, particularly focusing on Latin American markets. The service launched in early July 2026 and supports USDC for US-based clients and USDT for international users, with conversion fees starting as low as 0.05%.
Stablecoin Payments Tailored for Global Businesses
Licensed in Puerto Rico as an International Financial Entity, Arival Bank operates under strict regulatory compliance, including KYC, AML, and transaction monitoring. Its payment rails span four blockchain networks: Base, Polygon, Solana, and Ethereum, aiming to serve SMEs, startups, and digital-first companies needing efficient treasury management and faster cross-border transfers.
The real breakthrough comes with its focus on Latin America, where traditional foreign exchange services often involve costly fees and slow settlement times. A USDC transfer via Solana settles in mere seconds, representing a significant speed advantage over conventional channels. By charging just 0.05% in conversion fees, Arival Bank offers businesses a competitive edge, slashing costs compared to standard FX fees.
Built on a partnership with Circle Alliance, Arival integrates stablecoin offerings alongside traditional USD and multi-currency accounts, blending crypto technology with familiar banking tools. For a company processing $1 million monthly in cross-border payments, this translates to conversion fees of about $500, a fraction of what traditional banks might charge.
